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About Us

Brodheadsville, Pennsylvania Insurance AgentJames & Rae Insurance, Inc. is an independent insurance agency. Our agency was founded in 1977. 

We proudly represent Erie Insurance and several other fine companies. James & Rae Insurance, Inc. is licensed to sell insurance in Pennsylvania. 

By providing quality products for life, auto, home and business insurance, our agency strives to be above all in service. Call today to find out how we can help you! (570)992-5737. Servicing all of Pennsylvania, including Albrightsville, Brodheadsville, Cresco, Effort, Kunkletown, Mountainhome, Saylorsburg, Stroudsburg, Wind Gap and all of Monroe county and surrounding areas.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.